Our Process
We meet to learn and understand what is important to you
Financial fullfiment
Taking care of loved ones
More discretionary time
Leave a lasting legacy
Live with dignity
We work together to set goals
Lifestyle Goals
- Comfortable daily life
- Major Purchases
- Vacations
Providing Goals
- Family
- College Savings
- Community
- Charity
Retirement Goals
- Saving
- Plan for longevity
- Budget for healthcare costs
Estate Goals
- Leave enough for loved ones
- Charitable causes
- Final expenses
Then our advisors take all the information and propose the following
A Financial Plan
- Quantify Goals
- Determine cash flow
- Direct savings towards goals
An Investment Strategy
- Risk appropriate and well diversified portfolios*
- Emergency Funds
- Recognize special considerations: Tax Sensitive Investments, Income Generation requirements, or Environmental and Social Governance (ESG) investments or portfolios.
*Diversification does not guarantee a profit or protect against loss.
Risk Management Considerations
- Review of workplace benefits
- Life Insurance
- Long Term Care Insurance or plans
- Income or Principal Protections
Implement plan and strategies
- We agree on a plan of action
- Have a meaningful relationship built on trust
- Meet regularly to monitor progress
- If needed, make adjustments to goals, savings amounts, and investment strategies
Our ongoing relationship commitment
- We provide economic, investment, and financial education
- Prompt and Courteous Service
- A rigorous investment due diligence process
- Coordinate with your Tax, Legal, and Insurance Professionals